This year, in particular, it's going to be more important that ever to plan and budget due to the inflationary prices, as well as, we know that our energy bills will be much higher.
Lately, we have been doing a lot of Swagbucks/Mypoints deals like the Fruit of the Loom Women's Bikini Panty 6+3 for $0.48 each (NLA) and it really got me to think about what are my plans for the holidays and what do my family need or want.This morning, I went into my Swagbucks account and requested a $50 Target gift card.
Amazon and Target gift cards are always a safe bet for me because I can add them to my Amazon or Target accounts without a worry of the card being hacked. I can do the same with a Walmart gift card but they limit how many gift cards that you can add to your Walmart account.
However, with the gift cards that you add to your Walmart account, add like $250 and that's your Christmas dinner or brunch or whatever...and of course, you can do the same type of thing with Target.
You have a responsibility to your family to be a good steward of your family's finances and the only way that you can be a good steward is by planning and budgeting for future purchases.
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