GOOD MORNING, EVERYONE!!! HELLO, CHERYL!!!
Yesterday, my brother had text me an article from Sacramento about how the tariffs have driven up the price of coffee, pharmacies and over the counter medications and he thanked me for giving him a heads up to stock up on coffee. You have to prepare to make sacrifices because these people don't care if we can afford to buy coffee.
I watched a program about this guy who made $75 per hour as a project manager for a tech company and he's been laid off for a year. His wife is a stay-at-mom and they have four kids. The guy was offered a $35 per hour job but he declined it because he thought the offer was too low. The thing is make the sacrifice and take the job and keep looking for a better paying job.
It's kind of the same scenario in the couponing world. At one time, when sales were cyclical, we could get our favorite drugstore hair care, oral care, laundry detergent, paper goods, body wash, deodorant, etc. for free or cheap after coupon and store rewards. We did it for years. Nowadays, we can't afford to be choosy. We have to use whatever the manufacturer is offering us at a discounted price.
I remember when people would turn their noses up at the Arm & Hammer laundry detergent because their family only used the Tide laundry detergent.
The way things are looking, we have to be prepared for the worst. We have to prepare not only for our household but we may need to put a roof over the heads of our kids or our mom/dad/sister/brother but in doing so we have to set boundaries. If I had to invite my brother to San Diego because he lost his job and can no longer afford his place, I would still expect him to give me some money from his unemployment check...it would be a nominal amount of money because I'm not trying profit off of my family's misfortune.
Also, make wise money decisions. If your kid or your sister or Aunt Mary is behind on their mortgage or rent and they ask you for a $10,000 or $20,000 loan to catch up on their bills, you better be willing to make it a gift to them because they've already proven that they can't manage their money. If my son came to me saying that he's three months behind on his rent, it'd be better for him to move back home. If you are three months behind on your rent or mortgage, you already got bad credit.
If you know that your mom/dad/sister/brother is struggling a little bit financially...maybe offer to pay their utilities, the car note, a gift card to Starbucks or Taco Bell to help out. I asked my son, last weekend, if he needed any money? He said "no". It's better to ask than to assume that everything is fine. My dad used to pay for my son's daycare bill, it was my parent's way of saying "We love you and we are so proud of you."
If the grandkids need back to school supplies or clothing, maybe offer to pay if you can afford to do so.
There will not be a Save coupon insert in the Sunday newspapers. It's Saturday, enjoy your day! On Sunday, I take the day off from blogging.
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